Frequently asked questions
Start with straightforward answers.
Learn what to expect before beginning the financing process.
What types of financing can I explore?+
Options may include working capital, lines of credit, term loans, equipment financing, SBA financing, commercial real estate, acquisitions and other commercial programs.
How quickly can I receive a decision?+
Timing varies by program, provider, documentation and the strength of the complete request. Some programs may move quickly, while SBA and real estate transactions generally require more time.
Does checking my options guarantee approval?+
No. Financing products, underwriting, approvals, rates, terms and availability are determined by the applicable financing provider.
What documents may be requested?+
Requirements vary, but may include business bank statements, tax returns, financial statements, debt schedules, identification and information about the planned use of funds.
Will checking options affect my credit?+
Credit requirements vary by financing provider and program. Review the authorization language presented during the application process before submitting.
How do I track my application?+
Use the tracking number and private access code supplied by SCC on the Application Status page.
Can SCC serve businesses outside Georgia?+
Yes. SCC is based in Atlanta and serves qualified business owners nationwide.